Yesterday in the mail we received a copy of our lawsuit against Allstate.
It's entitled in legalise a "petition for damages." Reading this was unexpectedly emotional for both Therese and I. We've never sued anyone before. The case is called "Michael M. Homan and Therese M. Fitzpatrick versus Toni Reboul and Allstate Insurance Company." Toni Reboul is our insurance agent. I like Toni, and think she is a good person. I remember sitting in her office and telling her about all the trouble we were having with getting Allstate to pay for damages from the hurricane and flood. Her facial expressions demonstrated that she felt sorry for us, and she kept apologizing for the way that her company was acting. She told us about how during the flood she laid awake at night worrying about her customers. Had she insured them for enough? Those sort of questions. In any case, our attorney, Greg DiLeo, and others I've spoken to have said that including agents in the suit is customary. And they say that she is insured against these sorts of things, and it won't cost her a thing. They also say that it was her job to make sure we were adequately insured. We were insured against flood for $172,000, and our homeowners was just $141,000. Anyway, after all that we've been through, it is strange that both Therese and I feel some guilt about suing Allstate and its representatives.